


Terms apply.ĥ% cash back or 5x Ultimate Rewards on Lyft rides through March 2022.Ģ0% more points when you use your card 20 or more times on purchases in a billing period. supermarkets (up to $6,000 in spending each year then 1x), 1x points on all other purchases. After you've spent a combined $1,500 in the bonus categories in a quarter, you will earn 1% cash back on all purchases.Ģx points on purchases at U.S. Terms apply.ĥ% cash back or 5x Ultimate Rewards on up to $1,500 in purchases on quarterly bonus categories (activation required). $150 after you spend $500 in the first three monthsġ5,000 Ultimate Rewards points (worth $300 based on TPG's valuations) if you pair it with a card like the Chase Sapphire Preferred Card or Chase Sapphire Reserveġ0,000 Membership Rewards points after you spend $1,000 in the first three months (worth $200 based on TPG's valuations). If you could really take advantage of the rotating bonus categories on the Chase Freedom and pair it with an Ultimate Rewards-earning card, then that may be the winner for you. Do you spend $6,000 a year on groceries? If yes, then the Amex EveryDay could be a great option. Since the main feature of both these cards is their earning in bonus categories, it's important to take a look at your spending habits. The card details on this page have not been reviewed or provided by the card issuer. The information for the Amex EveryDay credit card has been collected independently by The Points Guy. There's also the opportunity to earn 20% more points when you make 20 or more purchases per billing period, upping the 2% to an earning of 2.4%. supermarkets up to $6,000 a year (then 1x). Meanwhile, the Amex EveryDay offers 2x Membership Rewards at U.S. However, you have to remember to activate the bonus each quarter. Past categories have included select department stores, gas stations and streaming services - all generally applicable to most people's spending habits. With the Chase Freedom, you can earn 5% cash back up to $1,500 in a bonus category that rotates on a quarterly basis.

The card details on this page have not been reviewed or provided by the card issuer.īoth of these cards offer bonus categories with elevated earnings. The information for the Chase Freedom has been collected independently by The Points Guy. But which one would be a better option for your wallet? Related reading: Chase Sapphire Preferred and Freedom Unlimited: A powerful duoĪmong the many options for no-annual-fee credit cards are the Chase Freedom® and the Amex EveryDay® Credit Card from American Express. For instance, when you pair the Chase Freedom (No longer open to new applicants) with another Ultimate Rewards-earning card, such as the Chase Sapphire Preferred® Card, you can combine your points in a single account and increase your return on spending to as much as 10% on select quarterly bonus categories. They typically don't offer rewards as lucrative or travel protections and perks as wide-ranging as premium credit cards, but they can become powerful additions to your wallet when paired with premium cards. No-annual-fee cards are a great, low-cost way to get into the world of points and miles. Update: Some offers mentioned below are no longer available.
